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If you were hoping to take advantage of the Capital One Savor Cash Rewards Credit Card's $250 cash bonus, you better act quickly: Capital One has announced the bonus is ending soon.

The Savor is a great low-cost cash-back card, earning an unlimited 3% back on a handful of everyday categories. Below, we cover how you can earn its welcome bonus and how it compares to other cash-back cards.

The Capital One Savor Cash Rewards Credit Card is one of the most rewarding options for earning cash back in categories such as entertainment and dining without paying an annual fee. Plus, you can combine its rewards with Capital One's travel cards to convert them into transferable miles.

  • One of the most rewarding cash back cards for entertainment and streaming services
  • No annual fee

  • Easy-to-earn welcome bonus

  • High APR

  • Requires a good to excellent credit score

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • For a limited time, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
  • Top rated mobile app

Introductory fee of 3% of the amount of each transferred balance that posts to your account during the first 12 months that your account is open. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you at any other time.

Do you have a credit card or travel rewards question?

As far as most credit card welcome bonuses go, the Capital One Savor's is fairly easy to earn.

New cardholders can earn a one-time $250 cash bonus after spending $500 on purchases within the first three months. Not only is the total spending requirement of $500 on the lower side, but you're also getting a 50% return, earning half of that money back as a bonus. You also can spread out that total required $500 across three months, which means spending about $167 per month.

In terms of applying and qualifying for the Savor, the card is typically geared toward those with good or excellent credit, or a FICO Score of 670 and higher. If you're worried about getting approved, you can check your eligibility in as little as 90 seconds with Capital One's preapproval tool. Preapproval doesn't guarantee approval, but checking doesn't affect your credit score.

Since the card has a $0 annual fee, the bonus and any rewards you'll earn generate value from day one, as opposed to cards that charge an annual fee.

The Capital One Savor is a solid option for those looking to earn some cash back on everyday categories.

You'll earn 3% back at grocery stores, on dining, entertainment and popular streaming services. While the grocery store category excludes superstores like Walmart® and Target®, the entertainment category is fairly expansive. It covers tickets to movies, sporting events, zoos, bowling alleys and more, meaning you'll likely be earning 3% back on whatever weekend activity you choose.

If you're ever curious to experiment with Capital One's travel portal, you'll earn 5% cash back on hotels, vacation rentals and rental cars booked through it. For anything else that falls outside of the 3% or 5% categories, you'll earn 1% on all other purchases.

Rewards earned with the Savor can be redeemed for cash through a statement credit or check, gift cards, PayPal purchases, travel through Capital One Travel and more.

Tip: If you happen to live near a Capital One Cafe, cardholders can get 50% off all handcrafted beverages every day.

The Capital One Savor is a great card for food and entertainment, but if those aren't your top spending categories, you may want to consider a different option.

Chase Freedom Flex®

Welcome bonus: $200 cash back after you spend $500 on purchases in the first three months from account opening.

If your spending habits tend to change fairly often, the Chase Freedom Flex® and its rotating bonus categories could be a good fit. Each quarter you activate, your Freedom Flex will earn 5% cash back on up to $1,500 on combined purchases in the bonus categories offered (then 1%).

The card's bonus categories range from Amazon purchases to gas and EV charging. You can take a look at the Freedom Flex's 2026 categories — and past categories — in our guide to the Chase Freedom 5% cash-back calendar.

On top of the rotating categories, the card earns 3% on dining at restaurants (including takeout and eligible delivery services) and at drugstores, plus 5% back on travel booked through Chase Travel.

The Chase Freedom Flex® is an excellent cash-back card with generous rotating quarterly categories. In additional the rewards, you also can take advantage of the intro APRs for purchases and balance transfer for more than a year.

  • Long intro APR for purchases and balance transfers
  • Rewarding quarterly bonus categories

  • No annual fee

  • Bonus categories are capped each quarter

  • Has a foreign transaction fee

  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%)

  • 5% cash back on travel booked through Chase Travel℠
  • 3% on drugstore purchases and on dining (including takeout and eligible delivery services)
  • 1% cash back on all other purchases

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

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Citi Double Cash® Card

Welcome bonus: $200 cash back after spending $1,500 on purchases in the first six months of account opening

If you'd prefer to skip rewards categories altogether, the Citi Double Cash® Card earns a flat 2% cash back on all purchases: 1% back when you buy and another 1% back when you pay your bill. While 2% isn't the highest rewards rate compared to a bonus category card, you won't have to track your category spending or worry about spending caps and activation.

Rewards are technically earned as Citi ThankYou® Points, which can be redeemed for statement credits or a check or transferred to any of Citi's travel partners, which includes American Airlines.

What makes the Citi Double Cash® Card special is that it sits near the top of its class in several categories. It is an excellent option if you want flat-rate rewards, a balance transfer intro-APR or no annual fee.

  • Balance transfers get a long intro APR
  • Generous flat-rate cash-back rewards structure
  • Earns transferable rewards

  • No annual fee

  • It has a foreign transaction fee

  • Intro APR only applies to balance transfer
  • Points transfer ratios are reduced compared to premium cards

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.

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