Argentina Resets Daily Cash Withdrawal Limits, Bank by Bank

Personal Finance

Argentina cash withdrawal limits have been reset bank by bank, with daily ATM caps now ranging from ARS 400,000 to ARS 2.1 million depending on where you hold your account.

No single rule governs Argentina cash withdrawal limits

Argentina’s Central Bank, the BCRA, does not impose one national daily ATM withdrawal cap. Instead, it allows each financial institution to set its own limit within broad parameters.

Customers can often adjust that limit themselves through their bank’s app or online portal. The result is a patchwork of caps that vary dramatically from one bank to the next.

The bank-by-bank breakdown

BBVA currently offers the highest reported daily ATM limit at ARS 2.1 million (about US$2,065). Banco Supervielle follows closely with a cap of ARS 2 million (about US$1,967).

Banco Macro, Banco Hipotecario and Banco Nación each set their daily limit at ARS 1 million (about US$983). ICBC allows ARS 800,000 (about US$787), while Banco Credicoop caps withdrawals at ARS 500,000 (about US$492).

Banco Provincia sits at the lower end with a daily limit of ARS 400,000 (about US$393). The gap between the highest and lowest cap is ARS 1.7 million, a spread of more than five times.

BBVA adds flexibility with app-based adjustments

BBVA clients can change their debit-card withdrawal limit directly in the mobile app or through online banking. The bank also allows cardless withdrawals at self-service terminals using biometric verification.

Those cardless transactions carry their own cap of ARS 1.2 million (about US$1,180). The feature gives customers an extra layer of access beyond the standard ATM network.

How the daily cap actually works

The daily limit is a total ceiling, not a per-transaction cap. You can make several smaller withdrawals across different ATMs during the day, but the combined amount cannot exceed your bank’s set maximum.

The BCRA notes that limits can be modified upward or downward depending on a customer’s needs and security preferences. This means the published figures are defaults, not hard ceilings for every account holder.

What this means for expats and foreign cardholders

Older travel guides often quote much lower limits for foreign-issued cards, but those figures appear outdated against the 2026 bank-specific data. Foreign cardholders should check directly with their home bank and the local ATM operator for current caps.

Separate from ATM policy, Argentina’s tax authority ARCA (formerly AFIP) maintains reporting thresholds for cash movements. Those thresholds concern tax compliance, not what you can physically withdraw at a machine.

The read-through for investors and professionals

The wide dispersion in withdrawal limits reflects a banking sector where customer experience varies sharply by institution. For businesses managing cash-heavy operations or payroll, choosing the right bank partner matters.

The BCRA’s hands-off approach on ATM caps is part of a broader trend toward bank-level flexibility. That trend has accelerated as digital banking and mobile apps give customers more direct control over their own limits.

Frequently Asked Questions

Which Argentine bank has the highest daily ATM withdrawal limit?

BBVA currently offers the highest reported daily ATM limit at ARS 2.1 million (about US$2,065). Banco Supervielle follows at ARS 2 million.

Both banks also let customers adjust their limits through mobile apps or online banking.

Can I withdraw more than the daily limit by using different ATMs?

No. The daily cap is a total ceiling across all withdrawals, not a per-machine limit.

You can split the amount over several ATM visits during the day, but the combined total cannot exceed your bank’s set maximum.

Do foreign cardholders face different withdrawal limits in Argentina?

Foreign-issued cards may be subject to different limits set by the home bank and the local ATM operator. Older travel sources quote much lower caps, but those figures appear outdated.

Check directly with your bank and the ATM provider for current limits before travelling.

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