Pay by phone casinos allow users to place deposits on UK casino sites via mobile phone credit or their monthly phone bill.
Best pay by phone casinos 2026
Players using pay by mobile casinos can deposit funds in a secure and efficient manner without the extra step of having to enter their financial information.
At The Independent, years of reviewing casinos have given us expertise in finding the best pay by phone casinos on the market that all possess a license to operate in the UK through the United Kingdom Gambling Commission.
Here, readers will find our recommendations for the best pay by phone casinos in 2026, with both new online casinos and established casino apps tested to determine the top 10 operators.
What are pay by phone casinos?
Pay by phone casinos offer a different approach to payment options such as debit card or bank transfer deposits by providing ease of use alongside a higher level of security and efficiency for users getting started online.
Customers can simply add the value of the deposit to their next mobile phone bill or directly via their device.
Some of the best pay by mobile online casino sites have different names for the deposit method, though it could fall under ‘Pay By Phone’, ‘PayviaPhone’ or ‘Pay By Phone Bill’.
Using pay by mobile usually does not prevent customers’ eligibility for casino offers or other rewards.
It simply gives users different method for adding funds to an online account in a quick and secure manner.
Top 10 pay by mobile casinos
| Casino | Rating | Casino sign up offer | Minimum deposit |
|---|---|---|---|
| Duelz | ⭐⭐⭐⭐⭐ | Deposit + play £25 get 140 free spins | £10 |
| Ivy Casino | ⭐⭐⭐⭐⭐ | Claim 20 free spins on Big Bass Splash | £20 |
| Casino Kings | ⭐⭐⭐⭐⭐ | Deposit + play £20 get 100 free spins Big Bass Splash | £10 |
| MogoBet | ⭐⭐⭐⭐⭐ | 100% deposit match + 20 free spins | £10 |
| Rose Casino | ⭐⭐⭐⭐⭐ | Claim 20 free spins on Big Bass Splash | £20 |
| Space Wins | ⭐⭐⭐⭐⭐ | 5 No deposit free spins + claim up to 500 free spins | £10 |
| HotWins Casino | ⭐⭐⭐⭐⭐ | 100% deposit up to £150 + 25 free spins on Big Bass Bonanza | £20 |
| The Online Casino | ⭐⭐⭐⭐⭐ | 100% up to £50 + 20 free spins on Book of Dead | £10 |
| NY Spins | ⭐⭐⭐⭐⭐ | Deposit + play £25 get 140 free spins | £25 |
| Great Britain Casino | ⭐⭐⭐⭐⭐ | 100% deposit match up to £50 + 50 free spins | £10 |
Rating: 5/5
Casino offer: Deposit + play £25 get 140 free spins
Duelz has fashioned a longstanding reputation in the business – having operated since 2018 – and attracts new users with a strong welcome bonus that offers 140 free spins for customers that deposit and play £25 online.
This pay by mobile casino has payments that are supported by fonix, meaning deposits are completed efficiently and without transaction fees.
Once signed up, users will find a site that operates with unique aesthetics and an outstanding range of games, including a large catalogue of slots.
Rating: 5/5
Casino sign up offer: 25% Welcome Bonus up to £50
Having launched in 2024, Ivy Casino has quickly established itself as one of the best new casinos for slots. Players using Ivy Casino will find a complete range of slot titles, including popular series such as Big Bass and Eye of Horus.
Ivy Casino’s site is simple to navigate and use courtesy of a clean layout structure, with games and features easily accessible through menus.
Customers will find the pay via mobile system powered by fonix straightforward and once more without processing fees. The only downside is that customers have to place a minimum deposit worth £20 to unlock the welcome bonus.
Rating: 5/5
Casino sign up offer: Deposit + play £20 get 100 free spins Big Bass Splash
Casino Kings launched in 2024 and has quickly garnered a strong reputation in the business as an impressive online casino, offering clean aesthetics and a solid user experience.
Pay by mobile deposits are simple and easy, with new users able to claim a 150 per cent welcome bonus and 75 free spins, and sports betting fans can benefit from the brand’s sportsbook offering too.
Rating: 4/5
Casino sign up offer: 100% deposit match + 20 free spins
Mogobet is a new casino brand with innovative ideas. It launched in 2024, and provides new users with a 100 per cent matched deposit up to £50 and 20 free spins as a welcome offer, albeit customers are limited to a maximum £50 win.
This pay by phone casino site is simple to use and navigate with a reliable interface and plenty of variety in their game options. Customers can deposit through pay by mobile using pay via phone that requires a processing fee.
Rating: 4/5
Casino sign up offer: Welcome Bonus up to £50 Deposit Match
Rose Casino is one of the best new casinos on the market, with a strong and simple welcome bonus that offers users free spins on Big Bass Splash.
It does come with a higher minimum deposit of £20 to unlock the casino bonus, but customers are richly rewarded with a popular slot title and few restrictions on the offer.
Overall, Rose Casino is a well-rounded casino site that offers simple pay by mobile deposits via fonix, making the entire process straightforward and without a processing fee.
Rating: 4/5
Casino sign up offer: 5 No deposit free spins + 500 free spins
Space Wins offers a unique angle for casino games with new games and promotions for customers. This includes standout no deposit free spins casino bonus for new users.
Customers can claim 5 free spins to use on Starburst without even having to make a deposit via pay by mobile, while a further 500 free spins can be unlocked with regular deposits and play online.
Pay by mobile deposits are accepted and are straightforward with Space Wins, making it a strong recommendation among pay by phone bill casino sites.
Rating: 4/5
Casino sign up offer: 100% deposit up to £150 + 25 free spins
HotWins provides one of the most valuable welcome offers among our recommended pay by phone casinos, with new customers able to land a 100 per cent matched deposit as well as 25 bonus spins.
In addition, the site provides an extensive casino catalogue with a number of top slots and live casino options, as well as a wide array of withdrawal options with no fees attached.
Pay by mobile deposits are subject to a processing fee of 15 per cent, which knocks it down our rankings despite the strength of its welcome bonus.
Rating: 4/5
Casino sign up offer: 100% up to £50 + 20 free spins
The Online Casino provides outstanding live casino options alongside a unique welcome offer designed for pay by mobile users, with the Rich Wilde slot part of the casino bonus.
The offer comes with low wagering requirements as standard, while the site operates a simple deposit process using pay by mobile, making it a solid choice among pay by mobile casino sites.
Rating: 4/5
Casino sign up offer: Deposit + play £25 get 140 free spins
NY Spins provides an enticing welcome offer for new customers, offering 140 free spins from a £25 deposit making it a perfect bonus for pay by mobile payments.
These free spins are active to use on Rich Wilde and Book of the Dead for seven days. Users will find extensive options for mobile slots – with popular titles widely available – as well as clean aesthetics for gambling online.
NY Spins has a good user interface making deposits via pay by mobile straightforward, and there are no fees involved in either deposits or withdrawals. Users can deposit up to £40 per time using pay by phone on NY Spins.
Rating: 4/5
Casino sign up offer: 100% deposit match up to £50 + 50 free spins
Great Britain Casino runs a welcome offer worth £50 in a deposit match and 50 free spins to use on Gates of Olympus, providing users with a different slot game for their welcome bonus compared to rivals.
Established in 2019, this online casino offers a solid experience for playing online slots and weekly bonuses for existing customers, ensuring that promotions continue to flow post sign-up.
Users will also find clean aesthetics and good usability on the casino site and app, while there are no transaction fees for pay by phone casino payments.
How to pay by mobile at an online casino
| Pay by phone casino deposit: Step by step guide |
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Pay by mobile casinos: Withdrawal process
Withdrawals cannot be made using pay by mobile at any of our recommended pay by phone casinos.
Alternative methods must be used to withdraw funds, and we do our utmost to select casinos that do not charge withdrawal fees for any of these options.
Customers can withdraw using the following methods at our chosen fast withdrawal casino sites:
|
|
|
|
|---|---|---|
| Debit Card/Bank Transfers | Instant - 24 hours | £10 |
| PayPal | 24 hours | £10 |
| PaySafeCard | 24-72 hours | £10 |
| Neteller/Skrill | 24-48 hours | £10 |
Pay by mobile casinos: What are the benefits?
Speed - Deposits are processed and active in a customer’s account once they’ve entered their details. This allows players to enjoy instant access to casino games.
Convenience - Simply select the pay by mobile option through the deposit section and enter the amount. The amount entered is then automatically added to your next phone bill.
Secure - No financial details are entered into the pay by phone casino, adding a further layer of protection for transactions.
Control - On a pay by phone casino, users can only enter a £30 deposit at one time. This ensures that customers are only entering small deposits, promoting responsible gambling and effective bankroll management.
Pay by mobile casinos: Are there drawbacks?
Withdrawals - Customers cannot use pay by mobile as a withdrawal method. Alternative payment methods must be used.
Deposit limits - There are limits that pay by mobile casinos impose when using this method of payment. Customers are limited to £30 per deposit or up to £240 per month.
Transaction fees - Some pay by mobile casinos charge small transaction fees for deposits. These usually are as little as 15 per cent.
How The Independent tested pay by mobile casinos
To identify the best pay by mobile casino sites for 2026, we signed up, verified our identity, deposited via mobile and played real money on each casino. Every site was reviewed against the same criteria:
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Licensing and safety:We confirmed each online casino holds a valid UK Gambling Commission licence via the public register, and checked that its games are independently tested by labs such as eCOGRA, GLI or iTech Labs for fair RNGs and audited payout percentages.
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Game selection:We played across slots, live casino and table games from each site's library, judging variety and quality from providers such as NetEnt, Pragmatic Play and Evolution, and comparing standout titles.
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Bonuses and wagering terms:We compared welcome offers and ongoing promotions, reading the small print on every casino bonus to flag wagering requirements or restrictive terms before recommending it.
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Payment methods and withdrawal speed:We made real deposits and withdrawals by card, e-wallet and other banking options, timing exactly how long it took for winnings to land back in our accounts.
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Mobile experience:With most casino play now happening on phones, we tested each casino's app and mobile browser for load speed, navigation and how well slots and live tables performed on a smaller screen.
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Customer service:We contacted live chat and support teams directly, timing response times and checking for 24/7 availability and a clear help centre.
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Responsible gambling tools:We tested deposit limits, reality checks, time-outs and self-exclusion via GamStop on every site, because a trustworthy pay by mobile casino makes these easy to find and use. This fits- The Independent'sown editorial standards, which we follow when producing all betting and casino coverage.
Pay by mobile slot games
In this section, we’ve provided a brief breakdown of some of the pay by mobile slots offered by pay by mobile slot sites after signing up online. New customers will likely use their casino bonus on the following games.
|
|
|
|
|---|---|---|
| Rich Wilde and Book of the Dead | Play N Go | 96.21% |
| Big Bass Bonanza | Pragmatic Play | 96.71% |
| Gates of Olympus | Pragmatic Play | 96.50% |
| Sweet Bonanza | Pragmatic Play | 96.48% |
| Secrets of Phoenix | Roxor Gaming | 94% |
Pay by mobile casino vs Apple Pay/Google Pay
Pay by mobile is an efficient and secure way of depositing funds into an online casino account, but there are also other methods using your mobile device on sites and casino apps.
Depending on your personal preference for mobile, Android or iOS, users can deposit via Google Pay or Apple Pay.
Google Pay casinos and Apple Pay casinos are popular online as payments can be made directly from your bank card with a simple click or the use of Face ID.
Deposits are instant and do not require sharing card or bank details with the casino site. Minimum deposits can start as low as £5, however, it has the same drawbacks as pay by phone bill in not being able to withdraw funds via this method.
Alternatives to pay by mobile casinos
There are of course alternatives to pay by mobile casinos, which also offer users a simple way of depositing funds without using a traditional method. These include:
PayPal casinos: PayPal casinos offer users the chance to deposit and withdraw funds by linking their PayPal account while completing transactions. It’s simple and secure without having to enter financial details into the online casino.
Paysafecard casinos: Paysafecard casinos also provide the element of security for customers when depositing funds. Customers simply purchase a card and use the 16-digit pin when required to enter funds into their account.
Neteller/Skrill casinos: These are another e-wallet that provides ease of use and security in the same manner as PayPal by linking the account when adding funds to an online casino. One notable drawback of this method is that payments via Neteller and Skrill are often ineligible to receive casino sign up bonus deals.
Pay by mobile casino bonus codes
| Pay by mobile casino | Casino bonus code |
|---|---|
| SpinzWin | SP100 |
| The Online Casino | TOC20 |
| Monster Casino | MC200 |
| BetRino | BB200 |
| HotWins Casino | INDY2025 |
Responsible gambling
Users should always remain in control from the second they sign up for online mobile casinos. Gambling can be addictive and should be seen as a form of entertainment, not a way to make money.
Always have a budget in mind and stick to it. Never exceed this budget, and never chase your losses.
If you need to, use responsible gambling tools to ensure that your gambling remains a form of entertainment. Tools should be on offer to all customers that require assistance.
These include options such as self-assessment calculators, deposit limits, loss limits, time outs and self exclusions.
These tools are also available on betting sites, bingo sites or any other type of regulated online gambling platform.
If you want to seek help for gambling-related issues, there are several charities and healthcare providers who offer support and information:
Pay by phone casino FAQS
We may earn commission from some of the links in this article, but we never allow this to influence our content. This revenue helps to fund journalism across The Independent.
We aim to offer every online gambler and reader of The Independent a safe and fair platform through unbiased reviews and offers from the UK’s best online gambling companies.
Gambling can be addictive, always play responsibly and only bet what you can afford to lose. Gambling sites have a number of tools to assist you to stay in control, including deposit limits and time outs. If you think you have a problem, advice and support is available for you now from BeGambleAware or Gamcare.
Any offers or odds listed in this article are correct at the time of publication but are subject to change. Terms & Conditions apply to all offers.